RACV Car Insurance Review – Exclusions, Discounts, and Reputation


In this RACV Car Insurance review, we’ll look at the company’s Exclusions, Discounts, and Reputation. These are essential factors to consider when choosing a new car insurance company. We’ll also discuss how to save money on your policy. If you’re looking for cheap car insurance, consider this option.

RACV Car Insurance

Regarding vehicle insurance, RACV is one of the top choices of many Australians. The company has more than 2.1 million customers across Australia and employs more than 2,000 people. In addition to standard insurance policies, RACV offers specialized policies to cater to specific needs. Its website also includes a section for kids that features printable coloring pages. It also supports the community with its RACV Community Foundation. The foundation awards grants of up to $20,000 to local grassroots organizations in Victoria and has given more than $3.7 million to over 300 charitable organizations.

A comprehensive car insurance plan is an excellent way to protect your vehicle from hefty bills in the event of an accident. It covers damages caused to other people’s property and may even cover the cost of hiring another car if yours is damaged in an accident. This type of insurance also pays for emergency accommodation.


If you are thinking about buying an insurance policy, it is essential to understand the exclusions and benefits of different policies. The first thing to remember is the standard excess for domestic-only policies. Depending on your premium, this can be as low as $50 or as high as $1,000. The excess amount will be deducted from the payout in case of a successful claim. For example, if you claim $1,000 for damage to your car, your excess will be $250. You should also read the policy document carefully to understand the specific exclusions and benefits.


You can benefit from RACV car insurance discounts if you have several policies. If you have had your insurance for at least five years, you may be eligible for further discounts. Furthermore, you may also be eligible to have your premiums adjusted according to your excess amount. RACV is one of the few companies in Australia that offers such discounts.

If you are a member of RACV, you can get a 10% discount on your car insurance. Additionally, you can get a 20% discount if you have more than one policy with the company. You can also qualify for discounts for excluding drivers under 25.


The RACV Car Insurance Reputation is mixed, with both detractors and fans. The official review rates RACV between the best and worst insurance companies in the middle of the spectrum. However, it is essential to remember that you can choose another insurance company if you are unsatisfied with your one.

Policy details

If you’re looking for a cheap car insurance policy in Australia, look no further than RACV. Their car insurance policy is designed for any vehicle you may have, whether an old ute or a luxury van. Whether you’re a new driver, an experienced one, or just want to protect your investment, RACV offers car insurance that’s right for your needs.

RACV Complete Care Car Insurance is a comprehensive car insurance plan that lets you pay in monthly installments rather than a lump sum upfront. It also provides a wide range of discounts.