NJM Insurance Reviews


If you’re looking for affordable car insurance, NJM maybe your company. Though the company only offers policies in five states, their average rates are very affordable. Overall, NJM is a highly rated company in the Mid-Atlantic region. However, the company is lacking in several areas, including functional mobile tools.

Auto insurance

If you’re looking for a car insurance policy, you can’t go wrong with NJM. This company offers affordable, robust coverage in five states. But you should know some essential things before buying a policy from this company. These tips should help you decide whether NJM is right for you.

NJM has a low complaint ratio with the National Association of Insurance Commissioners (NAIC), and its prices are competitive for young drivers. Its auto insurance policies are also easy to customize. You can select from multiple bonus protections, including collision and comprehensive coverage. Customers have also been pleased with NJM’s service, and compared to other insurers of its size, NJM is rated higher than its competitors.

Another way to save money on car insurance is to bundle your coverage. The insurance company will often provide a discount if you have more than one car. You can also sign up for an automatic payment plan or opt for paperless payment. The discounts you can receive depend on your state’s laws. Another great way to save money on your car insurance is to bundle your policies with other types of insurance, like home, umbrella, motorcycle, boat, and business insurance.

Home Insurance

New Jersey Mutual (NJM) Insurance is a mutual company based in New Jersey. Its average premium is low and offers a wide range of coverage options. Customers can add additional coverage, such as scheduled personal property and water backup coverage, to their policy and customize it to suit their particular needs.

Generally, homeowners insurance costs depend on where you live. Some areas have higher rates than others because of higher crime rates and hurricane and flood history. Older homes and those that are more expensive may also have higher premiums. But even in high-risk areas, there are still some affordable options available.

NJM offers several convenient ways to file a claim. It has an online system for filing claims and a toll-free number for commercial auto insurance. It also offers an online claim form that allows customers to upload photographs. In addition, NJM offers a 15% bundle discount when you combine your home and auto insurance. Another benefit of NJM is that it offers worker’s compensation coverage, which is helpful for small business owners.

Flood Insurance

NJM Insurance is one of the leading Mid-Atlantic insurance companies. The company was founded in 1913 and is dedicated to providing value-based insurance solutions to meet the needs of policyholders. Its mission is to build mutually beneficial relationships by delivering high standards of financial stewardship, integrity, and service. The company currently employs almost 2,500 people.

The company offers homeowners, renters, condos, and business insurance through its subsidiary. The company also offers flood insurance through its federally-backed NFIP plan. It also offers commercial auto insurance and commercial umbrella insurance. It also supports many local organizations, including food banks and Special Olympics. It also has an impressive sustainability program.

Roadside assistance

NJM Insurance is one of the premier insurers in the Mid-Atlantic region. The company was founded in 1913 and had a mission to provide value-based insurance solutions. NJM maintains high standards of service, integrity, and financial stewardship. It operates in a mutually beneficial manner with its policyholders. It employs nearly 2,500 people.

The company offers customizable auto coverage. Its website offers several features, including policy information, making payments, and viewing claims. You can also print your ID card and upload documents. There are also discounts available for SafeDrive customers. NJM offers competitive rates and high-quality service. You may want to compare a few different NJM insurance reviews before choosing the right plan.

NJM offers an extensive roadside assistance program. This service assists with several emergencies, including lockouts, jump starts, and flat tire changes. It can also provide fuel delivery. The company offers discounts for safe driving, including good student discounts.

Customer service

The NJM Insurance Group is an American mutual insurance group that offers a variety of insurance products to individuals and businesses. Their products include personal auto insurance, workers’ compensation, umbrella insurance, and condo and renters insurance. In addition to their auto insurance products, NJM also provides coverage for workers’ compensation, condo and renters associations, and condominiums.

NJM offers many ways to pay your bill, including through your online account. You can make one-time payments and set up automatic payments. You can also choose to have your bank pay your premiums for you. In addition, NJM also has a customer service department that can help you with questions about your policy.