How to Get a Duplicate RC For Your Bike


If you want to buy a new bike, consider taking a personal loan. This type of loan is more flexible than a bike loan and offers lower interest rates. Also, you can use the money for any purpose.

If you’re apprehensive about giving your RC and insurance copies to the buyer, it’s best to ask them to sign an agreement on stamp paper of minimum judicial value. This will ensure that the copy is in your name.


Hypothecation is a common practice in lending, where a borrower pledges an asset as collateral for the debt they are taking. This process allows lenders to mitigate their risk by ensuring that they can recover their investment in the event of a default. Hypothecation also will enable borrowers to obtain loans with lower interest rates. However, borrowers should carefully consider whether it is appropriate for them to use their assets as collateral.

For example, a borrower may pledge their home as collateral for a construction loan. The lender will not own the property, but they will be able to repossess it if the obligor fails to make payments. Similarly, a car can be used as collateral for a personal loan. This type of hypothecation is a popular choice for people who want to buy a new vehicle but don’t have the cash to pay for it outright.

With a hypothecation agreement, the borrower retains ownership of the asset that is being offered as collateral, and the lender is not able to collect any income or revenue from the investment. Similarly, the borrower is not able to sell the property or the car that they have pledged as collateral. This makes the process of borrowing money much easier and less stressful for borrowers.

Moreover, with this method, the borrower retains control over the asset and can continue to use it until the loan is paid off. In addition, the borrower can use the RC as proof of identity and address, which is not possible with a regular bank cheque. The RC will have “Hypothecated to Bank name>” written on it.

There are several advantages to using hypothecation for a loan on bike rc, including the ability to obtain a low-interest rate and the ease of getting a two-wheeler loan. However, before deciding to get a two-wheeler loan, you should check your credit score beforehand. If it is below 650, you should consider talking to a financial agent to improve your score.

Duplicate papers

The RC (Registration Certificate) is an important document that certifies the ownership of a bike. It includes details of the vehicle, such as the registration number and chassis number. It also carries information on the fuel type and cubic capacity of the engine. The RC is an essential part of any bike and can be used as proof of ownership when dealing with police or other officials. If your RC is lost, stolen, or damaged, you can apply for a duplicate RC through the RTO. Whether you want to apply online or offline, the process is relatively simple and fast.

Before you start the application process, you must file an FIR with the local police station. This will help ensure that the information in your duplicate RC is accurate and up-to-date. After that, you must collect all the required documents and submit them to the RTO. It is advisable to do this during office hours. Make sure that you have all the necessary documents and that they are arranged in order of importance. You may need to pay a service fee for the duplicate RC, so it is best to carry the exact amount with you.

Once you have all the required documents, you can fill out an application form. This form is known as Form 26, and it must be filled out accurately. If your bike was purchased on loan, you must get an NOC from the lender before submitting the form. You must also pay the application fees and receive an acknowledgment receipt.

You can apply for a duplicate RC online through the Parivahan Sewa website. Once you visit the site, click on ‘Duplicate RC’ from the menu and enter the last five digits of your chassis number. A list of all your vehicle’s information will appear on the screen, which you must carefully check. You can also upload any supporting documents, including the FIR and online two-wheeler insurance policy.

You must also submit an affidavit and proof of identity when applying for a duplicate RC. The affidavit must be notarized and should include all the information in your RC. You must also provide a copy of the FIR, if applicable. Once you submit your application and all the required documents, the RTO will process your duplicate RC.

Insurance copy

An insurance copy is a necessary document that needs to be submitted for bike registration. It is a document that confirms the owner’s details and is valid for a certain period. The insurance company usually issues it, and it can be obtained in a few steps. To get a duplicate insurance copy, you must present the original insurance policy and other relevant documents. Some insurance companies charge a fee for this service.

If you are planning to buy a used bike from someone who has a loan on it, make sure that he gives you the original RC book and insurance copy. It will help you verify the owner’s identity and check whether the two-wheeler has been stolen or not. In addition, you should also ask him to sign a declaration on stamp paper of minimum judicial value stating that the RC and insurance copy are his property and he will not be held liable for recovery of loans sanctioned by the bank on the vehicle.

Hypothecation is a legal right given by the lender to claim custody of a vehicle if the borrower fails to repay the debt. However, it can be removed only after the debt has been fully refunded. You can do this by obtaining an NOC from the lender or bank stating that the loan has been closed.

To get the NOC, you must submit Form 35, proof of income, and a valid insurance policy. You should also bring a pollution certificate from any government-authorized emissions testing center.

Duplicate RC book

If your bike has been stolen or misplaced, you need to get a duplicate RC book as soon as possible. This will help you avoid fines and other penalties for driving without a valid RC book. You can apply for a duplicate RC book online or offline. The process is simple and will not take long. To do this, you need to file an FIR with the police and provide all the details about your vehicle, including its model, chassis and engine number, registration information, etc. You should also submit a copy of your proof of ID, address proof, and driving license. You can also prepare an affidavit and submit it to the RTO office where your vehicle was first registered.

The RC (registration certificate) book is a vital document for any vehicle owner in India. This document serves as proof of ownership and is used to register the vehicle with the RTO. However, due to various reasons, it can get lost or stolen. This can be a problematic situation for the owner, but it is essential to follow the proper procedure to resolve this issue quickly.

You can get a duplicate RC by visiting the RTO website and applying for it with the necessary documents. Then, submit the application form and pay the required fee. Once you have submitted the required documents, a duplicate RC will be sent to your registered address.

Getting a duplicate RC is not tricky, and it is a safe option for your bike. You can find out how to do it by visiting the RTO website and choosing a service. You can also apply for a duplicate RC book at your nearest RTO office.

The fee for a duplicate RC varies by state, but you should be prepared to pay around Rs 700. In addition, you will need to pay a missing registration certificate challan copy. To complete the process, you should also have a self-signed affidavit with all your vehicle details and the reason for needing a duplicate RC.

If your RC book is stolen or damaged, you should file an FIR at the police station and mention all the vehicle details. You should also make copies of the FIR and submit them to your RTO.